About being a minimalist , saving money and travel the world for years to come...
Wiki: "In economics, profit is the difference between revenue that an economic entity has received from its outputs and total costs of its inputs, also known as surplus value. It is equal to total revenue minus total cost, including both explicit and implicit costs."
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Scammers typically target the elderly and attempt to steal money by several means.
1. Your Bank Saving or Checking accounts
2. Investment accounts or 401k retirement funds
3. Credit and Debit cards
4. Purchasing Gift cards
5. Cash withdrawls
6. Cryptocurrency
Scammers are ruthless criminals that have no problem stealing every last dime from their victims bank accounts. Please protect yourself as well as family members who might not be familiar with these type of scams.
Just because you get a call from a number that looks official, doesn't necessarily mean that it is! Scammers are using VOIP software to spoof their numbers. I'll show you how, and then get a little revenge :)
Synopsis | The Hidden Killer (2010)
Think about what you've eaten today. If you've strayed too far from the dietary straight and narrow, there's a fair chance you've consumed something called Trans Fat. Trans Fat is every bit as nasty as it sounds. It's a toxic, man-made chemical used to increase the shelf life of food.
As far as fats go, it's the worst of the worst. It's been banned elsewhere in the world, but here in Australia it's in everything from fried food to biscuits, clogging our arteries and contributing to appalling level of heart disease. The question is - why is something so bad for us still on the menu?
More than half of Americans earning more than $100,000 a year say they’re living paycheck to paycheck, according to a report from PYMNTS and LendingClub. This may be a result of a sneaky behavioral phenomenon called lifestyle creep, which is when a person’s spending habits expand as their income rises. The rise in the cost of living complicates matters, as incomes have not kept up with inflation.
So what’s going on?
“I think people hold these benchmarks in their mind [of], if I reach this position or I get this promotion or I make it to this age, then I can live this life, or then I deserve to have these things,” said Sabrina Romanoff, a clinical psychologist who works with clients struggling with financial stress. “Then they kind of go a little crazy or go a little wild on it, and then it becomes like a trade-off, like they only can enjoy their present happiness and they’re not able to save or plan for the future.”
But spending more may not be as simple as people wanting to indulge. Many Americans simply don’t have enough money to make ends meet because their incomes have not been keeping up with the rise in costs of living.
“The idea that people save and they just hit a point where they feel like they deserve [to spend more]; I fully disagree with that,” said Saprina Allen, a budgeting coach who offers insights and guidance to her more than 100,000 TikTok followers on how to be more conscious about money. “When most people don’t have $1,000 in the bank, like most people cannot handle a tire blowout or they’re going to put it on credit.”
Allen breaks down lifestyle inflation into two buckets.
One is that “general idea of what lifestyle inflation is, which is the buying fancy cars, the buying nice things along those lines,” she said.
The second bucket, she said, is more about “everyday things that, if you’re living paycheck to paycheck, you’re going without.” These may be necessary goods or services, such as going to the dentist or getting the car’s oil changed regularly.
“There was a time in my life when [an] oil change was just like, not even a priority,” Allen said. “I’m trying to keep tires on my car. I’m trying to keep it running. I’m trying to keep the registration paid. I’m not concerned about an oil change.”
Living paycheck to paycheck makes people vulnerable to accumulating high-interest credit card debt. Almost half, 46%, of Americans said they held a balance on their credit card because of an emergency expense, according to a September 2022 CreditCards.com survey. Experts recommend having an emergency fund to fall back on with roughly three to six months’ worth of living expenses.
Watch the video above to learn more about why Americans are struggling to keep their money in their pockets.
How To Change Your Life By Journaling In 2024 (Ask These 3 Questions) |
Dr. Rangan Chatterjee
I have been seeing patients for over 20 years and I genuinely believe that journaling is one of the most impactful behaviours you can bring into your life. It can help with focus, productivity, anxiety, depression, habit formation, decision making, relationships and so much more.
There are many different ways to journal and, of course, you have to find the method that works best for you. For me, answering some simple questions each day is a really easy and impactful way to start.
Please use these questions in your own life. You do not need to buy a journal to answer them at all, But, if you would like a beautifully designed journal that will help you turn this new behaviour into a life changing habit, please do check out 'The 3 Question Journal' that I have created.
If you ask the right questions, you get the right answers. Order your own copy of 'The 3 Question Journal here: https://bit.ly/3THfFH0
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Listen to all previous podcast episodes on https://drchatterjee.com/podcast or via these podcast platforms by searching for 'Feel Better, Live More'.
Apple Podcasts https://apple.co/feelbetterlivemore
Spotify https://open.spotify.com/show/6NyPQfc...
With 80% of residents classed as overweight or obese and takeaways as far as the eye can see in every direction, Ebbw Vale has earned its title as the fattest town in Britain. The Welsh valleys, once famous for a proud mining history, steelworks and stunning scenery, has seen thousand of jobs losses since those industries were shuttered. Now it’s facing an even bigger issue - people’s expanding waistlines.Obesity rates in the south Wales area of Blaenau Gwent are the highest in the country. Four out of five people here are overweight or obese, putting an increasing strain on the health service and making it Britain’s fattest Borough. TalkTV visits the town with the highest percentage of obese people in the country where some of the takeaways are delivering to the same addresses up to three times a day. We speak to local residents about how this is impacting the town and if there’s anything that can be done to reverse the ever-upwardly increasing scales.
Join award-winning filmmaker Michal Siewierski on his three-year journey to expose the truth about our food choices. This ground-breaking documentary explores the impact that food choices have on people’s health, the health of our planet and on the lives of other living species. And also discusses several misconceptions about food and diet, offering a unique new perspective on these issues. Featuring interviews with 28 world-renowned experts, including Dr. T Colin Campbell, Joe Cross, Dr. John McDougall, Capitan Paul Watson, Dr. Michael Greger, Rich Roll, Dr. Richard Oppenlander, Dr Toni Bark and several others. This film will certainly change the way you look at the food on your plate.
Directed by: Michal Siewierski
Starring:
Captain Paul Watson, Dr. John McDougall, Dr. T Colin Campbell PHD, Dr. Pam Popper PHD, Joe Cross, Rich Roll
I explore our consumer society, looking at the history, philosophy, psychology, and sociology of what consumerism really means. Is it a useful concept? Where did it appear from? Are there alternatives? How is the desire that drives consumption manufactured? Are we shallow? Is there any possibility of ethical consumption? To help answer some of these questions I draw from thinkers including Jean Baudrillard, Fredric Jameson, and David Harvey.
MINIMALISM: Official Netflix Documentary (Entire Film)
Directed by @mattdavella. After 80M+ views on Netflix, MINIMALISM, starring @TheMinimalists, is now on YouTube.
Listen to our podcast: @TheMinimalistsPodcast. Download our FREE MINIMALIST RULEBOOK: http://minimalists.com/rulebook
MINIMALISM: A DOCUMENTARY ABOUT THE IMPORTANT THINGS examines the simple lives of minimalists
from all walks of life–families, entrepreneurs, architects, artists, journalists, scientists,
and even a former Wall Street broker—all of whom are living meaningfully with less.
Start your minimalism journey: http://minimalismfilm.com/start
Watch @TheMinimalists' second documentary, the Emmy-nominated Netflix Original LESS IS NOW, also directed by @mattdavella:
http://netflix.com/theminimalists
40% of the global population is overweight or obese. Highly processed industrial foodstuffs are largely to blame. But food companies continue to focus on products that are addictive.
Sugar is one of the strongest "drugs” and can get consumers really hooked. Food giants know this only too well. That’s why they use sugar, fats and flavor enhancers to encourage people to buy their products and boost their profits. The result: more and more people around the world are overweight or obese. Illnesses such as diabetes and cardiovascular disease are becoming more prevalent. What can be done to change or even put a stop to the food industry’s strategies?
#documentary#dwdocumentary#junkfood#food
#DOES18 Las Vegas — #Burnout is a hot topic in today's workplace, given its high costs for both employees and organizations. What causes this problem? And what can be done about it? Empirical findings show that burnout is largely a function of the social environment in which people work. The key sources lie in 6 critical areas of mismatch between the person and the job. This talk will review major new insights into the causes and effects of this problem, and will discuss the most promising strategies for dealing effectively with it.
Understanding #Job Burnout
Dr. Christina Maslach
Professor of Psychology, Emerita
University of California, Berkeley
Dr. Christina Maslach is a Professor of Psychology (Emerita) and a researcher at the Healthy Workplaces Center at the University of California, Berkeley. She received her A.B. from Harvard, and her Ph.D. from Stanford. She is widely recognized as one of the pioneering researchers on job burnout, who has written numerous articles and books, including The Truth About Burnout, and has developed the leading research measure (the Maslach Burnout Inventory). Several of her articles have received awards for their significance and high impact, including her longitudinal research on early burnout predictors, which was honored in 2012 as one of the 50 most outstanding articles published by the top 300 management journals in the world. Recently, she received the 2017 Application of Personality and Social Psychology Award, as well as a lifetime career achievement award for her work on burnout. Christina received national recognition as Professor of the Year by the Carnegie Foundation and The Council for the Advancement and Support of Education. She has been president of the Western Psychological Association, is a fellow of the American Association for the Advancement of Science and of the European Academy of Occupational Health Psychology, and has received the Berkeley Citation and the Distinguished Teaching Award from U.C. Berkeley.
DOES18 Las Vegas
DOES 2018 US
DevOps Enterprise Summit 2018
https://events.itrevolution.com/us/
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Dr. McDougall is the founder and director of the nationally renowned McDougall Program: a ten-day program that he and Mary McDougall host where medical miracles occur through diet and lifestyle changes. Dr. McDougall has cared for thousands of patients for 5 decades. His program not only promotes a broad range of dramatic and lasting health benefits but, most importantly, can also reverse serious illnesses including high blood pressure, heart disease, diabetes and others, all without the use of drugs.
For more information: www.DrMcDougall.com
FAT tells the far-fetched but completely true history of how our country became so unhealthy. In 1970, just over 1.5 million people had been diagnosed with Diabetes in the United States. Now over 30 million have Diabetes. What's even more alarming is that 100 million people, 1 in 3, have Diabetes or are Pre-Diabetic. This is not to mention the 40% of the population that are obese. How is this possible with the non-stop flow of new diets, exercise machines and our general obsession with health and weight loss? We're as unhealthy as ever. The truth is that we have pretty much had everything completely upside-down and backwards. FAT traces a detailed history spanning 150 years to show how misinformation and outright lies have become "truth."
#fullmovie #freemovie #GravitasFilms #hdfilms
Planet of the Humans | Full Documentary | Directed by Jeff Gibbs
Michael Moore presents Planet of the Humans, a documentary that dares to say what no one else will — that we are losing the battle to stop climate change on planet earth because we are following leaders who have taken us down the wrong road — selling out the green movement to wealthy interests and corporate America. This film is the wake-up call to the reality we are afraid to face: that in the midst of a human-caused extinction event, the environmental movement’s answer is to push for techno-fixes and band-aids. It's too little, too late.
Donate: https://www.paypal.com/cgi-bin/webscr...
(100% of donations go to translation, further articles and viewing & maintaining wide distribution)
Interview with Jeff, Michael, and Ozzie (1hr 16min): https://youtu.be/HBGcEK8FD3w
Hill TV Response to critics with Jeff, Michael and Ozzie (17min): https://youtu.be/Bop8x24G_o0
FAQ, Discussion Guide, Media: https://planetofthehumans.com/
Removed from the debate is the only thing that MIGHT save us: getting a grip on our out-of-control human presence and consumption. Why is this not THE issue? Because that would be bad for profits, bad for business. Have we environmentalists fallen for illusions, “green” illusions, that are anything but green, because we’re scared that this is the end—and we’ve pinned all our hopes on biomass, wind turbines, and electric cars?
No amount of batteries are going to save us, warns director Jeff Gibbs (lifelong environmentalist and co-producer of “Fahrenheit 9/11” and “Bowling for Columbine"). This urgent, must-see movie, a full-frontal assault on our sacred cows, is guaranteed to generate anger, debate, and, hopefully, a willingness to see our survival in a new way—before it’s too late.
Featuring: Al Gore, Bill McKibben, Richard Branson, Robert F Kennedy Jr., Michael Bloomberg, Van Jones, Vinod Khosla, Koch Brothers, Vandana Shiva, General Motors, 350.org, Arnold Schwarzenegger, Sierra Club, the Union of Concerned Scientists, Nature Conservancy, Elon Musk, Tesla.
Website: https://planetofthehumans.com/
Eating Our Way to Extinction | Official Documentary
Eating Our Way to Extinction is a cinematic feature documentary, taking audiences on a journey around the world and addressing the elephant in the room that no one wants to talk about. This powerful documentary sends a simple but impactful message by uncovering hard truths and addressing, on the big screen, the most pressing issue of our generation – ecological collapse.
On this channel, you will have access to a variety of different content, including the documentary itself as well as many videos and interviews addressing this pressing issue.
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Want to see more from Eating Our Way to Extinction?
Website: https://eating2extinction.com/
The truth behind fast fashion - Are fashion retailers honest with their customers? | DW Documentary
Fast fashion is cheap, worn briefly, then discarded, leaving behind mountains of used clothing. Producers and retailers promise sustainability and recycling, but how sincere is their promise to make new clothing from old?
Over 120 billion garments per year are produced worldwide, and the mountains of textile waste are growing accordingly. The fast fashion industry is responsible for a significant part of this. Where they once brought out four collections a year, cheap clothing chains now create up to 52 micro-collections annually. Environmental organizations have long criticized this waste of resources and the mountains of textile waste it produces. Greenpeace is demanding an end to our ‘addiction to fast fashion’. Fast fashion retailers promise their customers they will treat the used clothing sustainably, touting their recycling system. But the giant mounds of worn clothing are too much for second-hand traders to handle. The disposal system is about to collapse. The clothes end up being used as fuel to heat people’s homes. Which political measures are being taken to tackle the problematic flood of textile waste?
#documentary#fashion#freedocumentary____
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I decided to quit my job after I realized these 3 lessons. Although I "heard" of these 3 things before, they never clicked inside my head until these events happened in my life. My goal is to share my experiences with you in hopes that this video will be more than just "sounds" coming from your speakers or "words" on a screen. I hope these lessons can inspire you to do what you truly want to do.
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All opinions expressed by Vincent Chan are solely Vincent Chan’s opinions. You should not treat any opinion expressed by Vincent Chan as a specific inducement to make a particular investment or follow a particular strategy, but only as an expression of his opinion. Vincent Chan’s opinions are based upon information he considers reliable, but does not warrant its completeness or accuracy, and it should not be relied upon as such. Vincent Chan is not under any obligation to update or correct any information provided. Vincent Chan’s statements and opinions are subject to change without notice.
Past performance is not indicative of future results. Vincent Chan does not guarantee any specific outcome or profit. You should be aware of the real risk of loss in following any strategy or investment discussed. Strategies or investments discussed may fluctuate in price or value. Investors may get back less than invested. Investments or strategies mentioned may not be suitable for you. This material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned. Before acting on information, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment adviser.
/ @scammerpayback
#scammers #scambait #scam
All of our Socials!
Become a member: http://bit.ly/3uRvoEy
Patreon: http://bit.ly/30cINZL
Facebook: 
/ pierogisp
Twitch: http://bit.ly/3bgVGrX
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Scammers typically target the elderly and attempt to steal money by several means.
1. Your Bank Saving or Checking accounts
2. Investment accounts or 401k retirement funds
3. Credit and Debit cards
4. Purchasing Gift cards
5. Cash withdrawls
6. Cryptocurrency
Scammers are ruthless criminals that have no problem stealing every last dime from their victims bank accounts. Please protect yourself as well as family members who might not be familiar with these type of scams.
