Think you need a six-figure salary to retire early? Think again. Music teacher Andrew Luman is retiring at 50, and he's doing it on an educator's income. In this episode of the BiggerPockets Money podcast, Mindy Jensen and Scott Trench unpack Andrew's complete FIRE strategy: how he maximizes his savings rate, uses real estate to slash housing costs, and structures his investments for early retirement. Whether you're a teacher, work in public service, or just want proof that FIRE is achievable on a median income, Andrew's tactical approach will show you exactly what's possible when you prioritize financial freedom over lifestyle inflation.
